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	<title>Comments on: Health Care and the Scraggly Broom</title>
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		<title>By: Michael</title>
		<link>http://janechastain.com/2010/03/04/health-care-and-the-scraggly-broom/#comment-2894</link>
		<dc:creator>Michael</dc:creator>
		<pubDate>Fri, 12 Mar 2010 02:03:36 +0000</pubDate>
		<guid isPermaLink="false">http://janechastain.com/?p=595#comment-2894</guid>
		<description>I&#039;m part of an effort that has a suggestion for both Health Care AND government recklessness in general.

Here&#039;s one of our more popular videos:

&quot;HELP MY MOM&quot;
http://www.youtube.com/watch?v=VB7S9ZbH9V8</description>
		<content:encoded><![CDATA[<p>I&#8217;m part of an effort that has a suggestion for both Health Care AND government recklessness in general.</p>
<p>Here&#8217;s one of our more popular videos:</p>
<p>&#8220;HELP MY MOM&#8221;<br />
<a href="http://www.youtube.com/watch?v=VB7S9ZbH9V8" rel="nofollow">http://www.youtube.com/watch?v=VB7S9ZbH9V8</a></p>
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		<title>By: Jim Dean</title>
		<link>http://janechastain.com/2010/03/04/health-care-and-the-scraggly-broom/#comment-2869</link>
		<dc:creator>Jim Dean</dc:creator>
		<pubDate>Thu, 04 Mar 2010 21:24:01 +0000</pubDate>
		<guid isPermaLink="false">http://janechastain.com/?p=595#comment-2869</guid>
		<description>Insurance companies are getting blamed, but for the wrong reasons.  True their profit margins are very low at 3.3% but that is not a measure of how profitable they are.  Take a look at return on investment.  If it takes $330,000 to set up an office with computers, people, etc. and they can process a $100,000,000 in claims with a profit of 3.3% of the claim amounts, the return on investment is $330,000 or 100% of the initial investment.  Probably your bank is not paying you 100% interest on your deposits invested with them.

The insurance companies are nice folks and really don&#039;t like increasing your premiums, but if the federal medical and drug handouts make medical care costs double, they must raise prices.  They still get 3.3% of the much larger pie and have no increase in their investment.  The profit margin does not change, but the return on investment doubles.</description>
		<content:encoded><![CDATA[<p>Insurance companies are getting blamed, but for the wrong reasons.  True their profit margins are very low at 3.3% but that is not a measure of how profitable they are.  Take a look at return on investment.  If it takes $330,000 to set up an office with computers, people, etc. and they can process a $100,000,000 in claims with a profit of 3.3% of the claim amounts, the return on investment is $330,000 or 100% of the initial investment.  Probably your bank is not paying you 100% interest on your deposits invested with them.</p>
<p>The insurance companies are nice folks and really don&#8217;t like increasing your premiums, but if the federal medical and drug handouts make medical care costs double, they must raise prices.  They still get 3.3% of the much larger pie and have no increase in their investment.  The profit margin does not change, but the return on investment doubles.</p>
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		<title>By: Daniel Martin</title>
		<link>http://janechastain.com/2010/03/04/health-care-and-the-scraggly-broom/#comment-2867</link>
		<dc:creator>Daniel Martin</dc:creator>
		<pubDate>Thu, 04 Mar 2010 14:44:30 +0000</pubDate>
		<guid isPermaLink="false">http://janechastain.com/?p=595#comment-2867</guid>
		<description>Great article on &quot;brooms&quot; Jane!  And to GySgt John McClain I say &#039;Thank You, sir, for your service.&#039;  I am in your debt.

I have posted a broom-related slideshow for the 2010 elections at this link:

http://www.dansher.com/scan-dal/2010/brmslide/brmslide.html 

Perhaps it will serve to remind all of us of what we have to do this November.

NextVoiceUHear</description>
		<content:encoded><![CDATA[<p>Great article on &#8220;brooms&#8221; Jane!  And to GySgt John McClain I say &#8216;Thank You, sir, for your service.&#8217;  I am in your debt.</p>
<p>I have posted a broom-related slideshow for the 2010 elections at this link:</p>
<p><a href="http://www.dansher.com/scan-dal/2010/brmslide/brmslide.html" rel="nofollow">http://www.dansher.com/scan-dal/2010/brmslide/brmslide.html</a> </p>
<p>Perhaps it will serve to remind all of us of what we have to do this November.</p>
<p>NextVoiceUHear</p>
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		<title>By: John McClain</title>
		<link>http://janechastain.com/2010/03/04/health-care-and-the-scraggly-broom/#comment-2866</link>
		<dc:creator>John McClain</dc:creator>
		<pubDate>Thu, 04 Mar 2010 13:38:37 +0000</pubDate>
		<guid isPermaLink="false">http://janechastain.com/?p=595#comment-2866</guid>
		<description>Dear Ms. Chastain,
    While I find your government broom analogy perfect, particularly since I operated a government approved broom of various sorts for two decades as a Marine, I disagree with your last statement in your column.  I would easily state the free enterprise system is less than perfect, but it is by no means &quot;far from perfect&quot;, but the closest we humans have ever gotten to a self-regulating system, which works almost perfectly except when people make deliberate decisions to cheat, lie, and otherwise &quot;game&quot;, the free enterprise system.  When it is used by all honestly, and with the full responsibility of taking out no more than one puts in, it works almost as perfectly as a physical system can, in a less than perfect world.  It is a small coterie of People who have chosen to be &quot;far from perfect&quot;, and in fact, represent the opposite of &quot;reasonable&quot; and &quot;responsible&quot;, as well as &quot;egalitarian&quot;, but are deliberately seeking as much as possible for as little as they can get away with returning, and have no feeling of responsibility for ensuring the system will still work for their posterity, because they never learned posterity was their responsibility.
Sincerely,
John McClain
GySgt, USMC, ret.
Vanceboro, NC</description>
		<content:encoded><![CDATA[<p>Dear Ms. Chastain,<br />
    While I find your government broom analogy perfect, particularly since I operated a government approved broom of various sorts for two decades as a Marine, I disagree with your last statement in your column.  I would easily state the free enterprise system is less than perfect, but it is by no means &#8220;far from perfect&#8221;, but the closest we humans have ever gotten to a self-regulating system, which works almost perfectly except when people make deliberate decisions to cheat, lie, and otherwise &#8220;game&#8221;, the free enterprise system.  When it is used by all honestly, and with the full responsibility of taking out no more than one puts in, it works almost as perfectly as a physical system can, in a less than perfect world.  It is a small coterie of People who have chosen to be &#8220;far from perfect&#8221;, and in fact, represent the opposite of &#8220;reasonable&#8221; and &#8220;responsible&#8221;, as well as &#8220;egalitarian&#8221;, but are deliberately seeking as much as possible for as little as they can get away with returning, and have no feeling of responsibility for ensuring the system will still work for their posterity, because they never learned posterity was their responsibility.<br />
Sincerely,<br />
John McClain<br />
GySgt, USMC, ret.<br />
Vanceboro, NC</p>
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